I have done Master and Bachelor in Statistics along with Actuarial Science and cleared 7 exams i.e. CT - 1,2, 3,4,5,6 and 7. Currently working as a Financial Analyst with the role of Development and computation of quarterly ECL provisioning for banks and NBFC's using PD, LGD, EAD models as per the guidelines of IFRS 9 and IAS 109. Automation of ECL process and migration to R/Python which brings efficiency with reduction in process cost. SWOT analysis of secured and unsecured portfolio's of banking clients. Monitoring and Validation of Credit Risk Rating models deployed for domestic and foreign clients. Apart from full time job, I am working as a freelancer from last 4 years and helps students with their assignment and projects in the fields of Statistics, Programming tools and Finance.